Cash loans are best option to fulfill the unexpected emergency needs of the borrower. These loans are designed in such a way that borrowers can avail them when they need money but can not arrange it.
There are three types of these loans available in the market-cheque loans, deferred deposit cheque loans and payday or cash advance loans. These loans are easily available to the bad credit borrowers. People suffering from arrears, CCJ, default, late payments, etc can apply for such loans. Good credit holders will get the loan with low interest rate.
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To avail them you will need to submit your bank account number and any proof of employment like salary slip. You should be of 18 years of age and your income should be at least £1200. These loans are short term loans. They are paid when the next payday comes. The rate of interest is high.
Cash loans are found in two forms. Generally they are in unsecured forms. But there are secured cash loans available. Secured loan will need collateral but the rate of interest will be lowered. Unsecured loan is high in interest rate. The rate of interest starts at 6.1%APR.
You will have to submit the post-dated cheque to the lender for the date of your next payday. The amount written will be the total amount of the loan plus the amount of the interest. The money will be withdrawn from your account as soon as your salary comes into that account.
These loans are easy because of no credit check and fast approval from the lender. You can borrow£1000 to £25000 through this loan. Online lenders also offer these loans. Online loans are approver faster. All the procedures of the loan is done sitting in front of your computer.
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